Is Public Adjuster Good Idea?
Why would you want to hire an insurance adjuster? One of the most common reasons people request an Insurance Adjuster is because they are not sure how the Insurance Adjuster will make their claims. Typically, Insurance Adjusters are used when a claim is very large and there are several different parties that need to be paid for the claim. The Insurance Adjuster is used by the Insurance Company to help them figure out who pays for what in the case of an Insurance Adjuster’s error. When an Insurance Adjuster makes an error, it is very possible that the amount that should have been paid to the other party could have been incorrectly subtracted from their claim.
By hiring NFA Insurance Adjuster in Ontario you are asking for peace of mind and peace of mind with your policy. Insurance Adjusters are licensed in all 50 states and are well trained in the insurance claims process. In the event they make a mistake it is not a problem since they are required to notify the client of their mistake and make the necessary corrections prior to making any final determinations. This ensures that the entire process runs smoothly since the adjuster can focus on finding the best method of paying for the claim rather than being distracted with the details of each individual claim.
What happens when you have a Public Adjuster working for you? Public Adjusters is used for a wide variety of reasons but primarily to assist the Insurance Company in making sure they pay their due in a timely manner. For example, if there is damage to a home or building and the Insurance Company determines that it will cost more to repair the building than replacing it with the Public Adjuster will determine that the amount of the claim is worth more than the actual cost of the building. If the Insurance Company does not have enough evidence to support their decision then they will ask for additional information from the client and if the client cannot provide additional information or explanation for the claim the Public Adjuster will to re-evaluate the claim. If the Public Adjuster determines that the claim is legitimate then they will pay the amount that is owed to the client by the insurance company.
How do you find a good public adjuster? First it is important to understand that not all insurance companies will use a public adjuster. There are specific guidelines that must be followed for each insurance company in order for them to use a public adjuster.
If your insurance company is one that uses public adjusters, it is imperative to follow the guidelines. First, you will need to write the Public Adjuster a letter of what your insurance policy states regarding the payment of damages. This will help the adjuster understand what exactly is expected from you. In addition to a written letter you will also need to provide supporting documentation such as photographs and videos of the damage. The more information you provide the better the Public Adjuster can make his or her determination of the correct amount of damages.
In some cases you may even need to come down to the actual office and meet with the public adjuster personally. This is often to clear things up. You want to make sure that your insurance company is taking proper care of you and is properly adjusting your claim. The last thing you want is to have your claim completely reversed just because the paperwork was wrong. The company should handle these types of claims in a professional manner. If the Public Adjuster resisters you may have to go to court.
National Fire Adjustment Co.
1100 S Service Rd #222,
Stoney Creek, ON L8E 0C5
+1-800-790-2622
www.nfaco.ca
https://nfa-canada.business.site/